details.more{margin:10px 0 0}details.more summary{cursor:pointer;color:#1d4ed8;font-size:14px;padding:6px 0}.hint{font-weight:400;color:#5b6573}.cta-row{display:flex;flex-wrap:wrap;gap:10px;align-items:center}.cta-row .sec{color:#ffd27a}.reassure-top{font-size:14px;color:#dbe6f2;margin:6px 0 0}.faq details{background:#fff;border:1px solid #e3e7ee;border-radius:8px;padding:10px 14px;margin:8px 0}.faq summary{cursor:pointer;font-weight:600}.next{font-size:18px}.magnet{margin:20px 0}.cl-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 28px}.cl ul{list-style:none;padding:0}.cl li{margin:6px 0}.printbtn{width:auto;padding:12px 18px;margin:0}@media print{header,footer,.bar,.noprint{display:none}}@media(max-width:800px){.hero{padding:24px 0}.lead{font-size:17px}.cl-grid{grid-template-columns:1fr}.hero .offer{display:none}}.story{border-left:4px solid #ffd27a;padding:4px 16px;margin:24px 0}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:#1b2430;background:#f7f8fa;line-height:1.55}
a{color:#1d4ed8}.wrap{max-width:1040px;margin:0 auto;padding:0 20px}.bar{background:#fff3cd;color:#664d03;font-size:14px;padding:8px 20px;text-align:center}
header{background:#0f2a43;color:#fff}header .wrap{display:flex;justify-content:space-between;align-items:center;min-height:60px}.hdr{flex-wrap:wrap;gap:6px 18px;padding-top:8px;padding-bottom:8px}.nav{display:flex;flex-wrap:wrap;gap:4px 16px}.nav a{font-weight:500;font-size:15px;white-space:nowrap}.hdr-cta{color:#1b2430!important;background:#f5b335;padding:7px 12px;border-radius:8px;font-size:14px;white-space:nowrap}@media(max-width:800px){.hdr{justify-content:flex-start}.nav{order:3;width:100%;flex-wrap:wrap;gap:6px 14px;padding-bottom:4px}.hdr-cta{margin-left:auto}}header a{color:#fff;text-decoration:none;font-weight:700}
.hero{background:linear-gradient(135deg,#0f2a43,#1f4e79);color:#fff;padding:56px 0}.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:36px;align-items:start}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:13px;color:#ffd27a;margin:0 0 8px}h1{font-size:40px;line-height:1.15;margin:0 0 14px}.lead{font-size:19px;color:#dbe6f2}
.card{background:#fff;color:#1b2430;border-radius:12px;padding:22px;box-shadow:0 6px 24px rgba(0,0,0,.12)}.card h2{margin:0 0 6px;font-size:22px}
label{display:block;font-weight:600;margin:10px 0 4px;font-size:14px}input,textarea{width:100%;padding:10px;border:1px solid #c7ced8;border-radius:8px;font:inherit}
[hidden]{display:none!important}.check{display:flex;gap:10px;align-items:flex-start;margin-top:12px}.check input{width:auto;margin-top:4px}.check label{font-weight:400;margin:0}
button{margin-top:14px;width:100%;padding:12px;border:0;border-radius:8px;background:#f5b335;color:#1b2430;font-weight:700;font-size:16px;cursor:pointer}
.small{font-size:13px;color:#5b6573}.status{min-height:1.2em;font-size:14px}.status.err{color:#b42318}.status.ok{color:#067647}
.points{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:40px 0}.points .card{box-shadow:none;border:1px solid #e3e7ee}
.draft-label{background:#fff3cd;color:#664d03;border:1px solid #f5d77a;border-radius:8px;padding:10px 14px}.res-list{list-style:none;padding:0}.res-list li{margin:12px 0}.res-list h2{font-size:20px;margin:0 0 6px}.article img{max-width:100%}.not-advice{background:#eef4fb;border-left:4px solid #1f4e79;padding:10px 14px}.steps li{margin:8px 0}.hp{position:absolute;left:-5000px}footer{padding:30px 0;color:#5b6573;font-size:14px}.legal{max-width:760px;padding:30px 20px;margin:0 auto}
select{width:100%;padding:10px;border:1px solid #c7ced8;border-radius:8px;font:inherit;background:#fff}mark{background:#fff3cd;padding:0 3px}.btnlink{display:inline-block;background:#f5b335;color:#1b2430;font-weight:700;padding:12px 18px;border-radius:8px;text-decoration:none;margin-right:12px}.offer{margin-top:22px;border-left:4px solid #f5b335;padding-left:14px}.offer h2{font-size:20px;margin:0 0 6px}main section{padding:24px 0}.closing{text-align:center}
@media(max-width:800px){.hero .wrap,.points{grid-template-columns:1fr}h1{font-size:30px}}